AmIRich - Track Your Net Worth & Build Wealth

1. Introduction

Welcome to AmIRich ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our net worth tracking application.

2. Information We Collect

2.1 Personal Information

We collect the following personal information:

Email address (for account creation and authentication)
Password (encrypted and securely stored)
Birth year (optional, for age-based net worth percentile calculations)
Subscription status and Pro membership information

2.2 Financial Information

You voluntarily provide:

Account names and descriptions
Asset and liability amounts
Financial goals and target amounts
Transaction history and dates
Cryptocurrency and stock holdings (symbols and quantities only, no wallet addresses)

2.3 Usage Information

Log data (IP address, browser type, access times)
Device information
Cookies and similar tracking technologies

2.4 Payment Information

For Pro membership subscriptions:

Payment processing is handled by Stripe, a third-party payment processor
We do not store your credit card information on our servers
We receive only transaction confirmations and subscription status from Stripe
Stripe's privacy policy governs how they handle your payment data

3. How We Use Your Information

We use your information to:

Provide and maintain our service
Calculate your net worth and track financial progress
Generate net worth percentile comparisons based on age
Fetch real-time cryptocurrency and stock prices for your holdings
Process and manage Pro membership subscriptions
Provide Pro-exclusive features to subscribers
Send important account notifications and subscription updates
Improve and optimize our application
Ensure security and prevent fraud

4. Data Storage and Security

We implement industry-standard security measures to protect your data:

Passwords are hashed using bcrypt encryption
Data is transmitted over HTTPS/SSL encryption
Authentication uses JWT (JSON Web Tokens)
Database access is restricted and monitored
Regular security audits and updates

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Third-Party Services

We use third-party services to provide enhanced functionality:

Stripe: For secure payment processing and subscription management. Stripe handles all payment card data according to PCI-DSS standards.
CCXT (Cryptocurrency Exchange Trading Library): For fetching cryptocurrency prices
Yahoo Finance API: For fetching stock market data

We do not share your personal financial data with market data services. We only request public market pricing information for symbols you provide. Payment information is processed securely by Stripe and never touches our servers.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. You may request deletion of your account and all associated data at any time through the Settings page. Upon deletion, your data will be permanently removed from our systems within 30 days.

7. Your Rights

You have the right to:

Access: Request a copy of your personal data (available via Data Export)
Correction: Update your information through the Settings page
Deletion: Request permanent deletion of your account and data
Portability: Export your data in JSON format
Objection: Object to certain data processing activities

8. Children's Privacy

Our service is not intended for users under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Email: info@amirich.app